BROUGHT TO YOU BY THE INSURANCE CENTER
As we try to put 2020 behind us, one major milestone stands between us and the new year. It’s time for open enrollment decisions about Medicare and Healthcare. What does that mean to you?
It’s time to get with your health insurance advisor to discuss your options. Don’t attempt to do it alone or just online. There is no additional cost to you to use an advisor. The insurance carrier pays the advisor directly. You don’t save anything by going direct. Ask for help! It’s the best way to find the product that meets your specific needs.
How do you find the right advisor? Your health insurance advisor should have the following characteristics:
- A physical office close to you. Whether you visit in person, over the phone, email, or zoom meeting, it is still important that if you wanted to see the whites of their eyes, you could.
- They should be knowledgeable, with years of experience. You want someone that has “been there and done that,” someone with the experience to give you the best service possible.
- Great online presence. Look up their online reviews.
- Make sure the advisor represents multiple insurance carriers. You want options that will be specific to you.
Once you have found your trusted advisor, make sure you share all the pertinent information with them. Let them know which doctors and hospitals you prefer. Review any upcoming procedures and your past medical history so they can advise you effectively. There are hundreds of plans available, and your advisor can help you select the best one for you.
MEDICARE
If you are approaching age 65 or older, you have many excellent options available. It’s time to reap the benefits of terrific healthcare at affordable pricing. An expert can help you understand Part A, B, C, D of Medicare. Or maybe an Advantage plan is right for you? You have between October 15 and December 7 to make changes for the upcoming year.
Individual and Family Medical Insurance
There are some new plans available in Utah this year due to changes in the law. If you haven’t looked at your options, this is the year you should look. Make sure you speak to an advisor who has access to the exchange as well as many options off healthcare.gov. Open enrollment is November 1 through December 15. Talk to an advisor during this time.
