SPECIAL ARTICLE BROUGHT TO YOU BY HEINER’S INSURANCE CENTER

By Addie A. – Acuity Insurance

With everything happening in the world today, many of us have experienced changes to our routines. Some are working from home for the first time, others have been operating a business out of their home for years, and some have had to transition their small business from a shop location to their home in an attempt to save their business. If you are operating a business out of your home, it is important to make sure you are properly covered.

The standard homeowners policy excludes liability for bodily injury or property damage arising out of the business pursuits of any insured. Coverage for personal property used for business purposes is also limited. The good news is most insurance companies offer a home business coverage* you can add to your homeowners policy.

Why is home business insurance important?
• Protection for your business
• Protection for yourself
• Protection for your lifestyle
• Protection for your customers

Common types of home businesses?
• Daycare
• Financial planners
• Graphic designers
• Craft fair artists
• Farmers market vendors

If you do not have home-based business insurance, contact Heiner’s Insurance Center today!