Why do some people seem to have the odds always in their favor? Some people have all the luck! Have you ever known someone who was extremely lucky? Someone who seems to not only have a silver lining to their clouds but the rain drops are also diamonds! I am not talking about someone who is by nature positive or optimistic, but I am referring … Continue reading Are You Lucky?
Cincinnati Insurance Company Homeowners who “fly south” for the winter are familiar with the idea of winterizing to guard against freezing while they are gone. However, with weather patterns shifting, homeowners who stay home for the winter are finding there can be issues with freezing pipes, even though they are living in their home and running water daily. To protect your home during the winter, … Continue reading Heiner’s Insurance: Protect Your Pipes to Protect Your Home
Intervivos Many people create estate plans to limit and/or avoid estate taxes, court fees, and attorney fees. This is especially important when the value of the estate rises above the federal estate and gift tax exemption. The current exemption is $5.6 million per individual. Anything above that amount is taxed at 40% by the federal government. That means you pay $400 thousand to the federal … Continue reading Another Music Star Dies Without An Estate Plan
Getting a driver’s license is an exciting time for teens, but it can be stressful for parents. Drivers who are 16 have higher crash rates than drivers of any other age, and 20% of teens have an accident in their first year of driving. Like other drivers, teens have some good and bad habits. The good—they are twice as likely to wear seat belts as … Continue reading 7 tips to help keep your teen driver safe
Wasatch Peaks Do you have a great idea and want to start your own business? Are you an entrepreneur who is ready to carve out your own niche in the market? Or is your company simply ready to take the next step? It’s important to take the time to ensure that you’re truly ready to move forward. But once you are ready, one of the … Continue reading Financing Your Business Dreams
Across the country, we have friends and family members who are at risk of natural disasters. From hurricanes and tornadoes to wildfires, we want you and your families to be safe. Regardless of the type of storms you see in your area, here are a few basic tips you can follow. Monitor the weather. An important part of keeping everyone safe is knowing what is … Continue reading 4 Tips to Prepare for a Disaster Share
One of the biggest decisions anyone makes is when it’s time to buy a home. There are many questions to consider before making such a large purchase. Did you find the home that has what you’re looking for? Do you qualify for a home loan at Wasatch Peaks? And, most importantly, are you comfortable with the payments? If you answered “yes” to all of those … Continue reading 7 tips for buying a home
Although my husband nor I were ever in the military, we raised three children who all became members of our Armed Forces. I guess staying at home was not a very attractive alternative to any of them. My daughter joined the Army after graduating from high school, and after basic training was sent to a remote town in Germany to serve our country. My middle … Continue reading Honor Those Who Have Served and Their Families
Some of the lessons we were taught at a young age have a way of staying with us as adults. Take sharing, for example. We encourage children to share their toys, share with their class, and share lessons learned. As they get older, they learn there are exceptions to the sharing rule—like toothbrushes, passwords, and account information. While the rules of sharing are not always … Continue reading Sharing the Road with Motorcycles
Maybe you’ve recently noticed that your kitchen isn’t quite as functional as you thought, the summer heatwave has you considering a pool, or you’re just looking to do some preventative maintenance on your house. Before reaching for your high-rate credit card to fund your home improvements, consider tapping into your home equity! For many people, your home is a large piece of your net worth … Continue reading Enjoy Your Home’s Equity-Wasatch Peaks Credit Union
Many of us are familiar with family estate plans, but did you know that you can create a succession plan for your business? Entrepreneurs understand the difficulties of starting a business; especially one that succeeds over a long period of time. How can you protect the business you have put so much blood, sweat, and tears into creating? A buy-sell agreement is a planning tool … Continue reading succession plans for your business
Thanks to all who came out and supported us at the open house for our new office location! It has been a pleasure getting to know more of you in person over these past few months. Since I started writing in your magazine, the content has been primarily about estate planning. With the opening of our 25th Street office and the partnership between Inter Vivos and Peace Legal, I … Continue reading Intervivos – Peace Legal’s Goals and Values
If you are thinking of selling at any point, whether to downsize as you get older or to upsize due to a growing family, know that the face of today’s buyer is changing and your listing agent is going to have you do things to your home that might not make sense to you at the time. One reason you hire a realtor is because … Continue reading The Changing Face of Today’s Buyers: Home Functionality & De-Cluttering
What’s your first thought when you consider the safety of your investments? You might think about federally insured deposit accounts through National Credit Union Share Insurance Fund (NCUSIF). That’s a logical and comforting first thought for most credit union members, because your deposit accounts are covered up to a total of $250,000, and not one depositor has ever lost money in a deposit account that … Continue reading Are your investments safe Wasatch Peak Credit Union
Did you know that driving at night can be just as dangerous as distracted or impaired driving? Darkness brings additional challenges to see and be seen on the road so here are some tips to help you drive safely at night. The eyes have it. The more birthdays we have, the more important it is to get our eyes examined. Get routine checkups and schedule … Continue reading Heiner’s Insurance – How to stay safe while driving at night
Some requirements to qualify for my Certified Senior Housing Professional (CSHP) certification have included touring many communities in two counties and reading a number of books on downsizing, reverse mortgages, long-term care insurance, plus my favorites How to Say it to Seniors and Aging in the Right Place. It’s been a crazy time of 14-hour days preparing for this exam and doing 30 days of … Continue reading Moving Mom and Dad
Close your eyes and picture—wait, I guess that would make it hard to read—don’t close your eyes. Instead, picture this. You return from a nice seven-day trip feeling relaxed and refreshed. But then you walk into your house, and it’s a mess. The sink is full of dishes, you have clothes all over your floor from packing, and the dog’s toys are all over the … Continue reading 7 Things to do before you leave on vacation
We came home this past fall to blood running across our garage floor. After realizing it wasn’t the scene of a murder, I found that we had stored a folding table behind our freezer and it had hit the plug just enough that it lost power. Our meat storage was lost, BOO! There are few things more frustrating than having your appliances not work properly. … Continue reading Tips to getting clean dishes from your dishwasher
