SPECIAL ARTICLE BROUGHT TO YOU BY HEINER’S INSURANCE CENTER
By Addie A-Acuity Insurance
Homeowners insurance can protect you and your family in the event of a loss caused by theft. But what is better than being reimbursed after the fact? Taking some simple steps to prevent burglaries in the first place!
- Maintain your yard. This may sound unrelated, but the appearance of your yard, specifically the areas around your windows, can either invite or deter burglars. Think of it this way—if your landscaping is overgrown, it may look like no one is around or checking on the home, which makes it a prime target for someone looking to get in and out without being caught.
- Install security measures. While it may be cost prohibitive to install a complete security system, it is simple enough to install motion-sensing lights outside. By illuminating the area and drawing attention to someone lurking, you are likely to scare them off. Motion-sensing outdoor security cameras are also fairly reasonable for a DIYer.
- Lock up. There is no step simpler than this. Make sure your windows and doors, sheds, garages, etc. are locked when you are not home—or even if you are preoccupied outside. It only takes a few minutes for someone to grab and run. Don’t make it even easier by giving them an open door. Also, if cars are parked outside overnight, make sure you close the windows and lock the doors.
- Put it away. Be sure to keep expensive items like grills, lawnmowers, and bikes inside a locked garage or shed.
- Know the neighborhood. Another easy security measure is knowing the people in your neighborhood. If there is a suspicious vehicle or individual in the area, alert neighbors and record as much information as you can in case something bad does happen. Having a nearby friend hold onto a spare key is much safer than hiding one under a fake rock in the front yard.
- Don’t overshare. This one might be harder for some than others with the prevalence of social media. Make sure you’re not advertising when your house is empty. While it is always tempting to post vacation photos, it is better done once you are home. You never really know who can see your stuff. Better safe than sorry!